Long term Care insurance
This isn’t your grandmothers nursing home insurance these days. We all are living longer, so why shouldn’t we have a plan to receive the care we want and deserve.
Many people think that these costs are covered by their medical insurance or Medicare. If you live to 65 you have a 70 percent chance that you’ll eventually need some kind of long-term care. Proper long term care planning can give you the peace of mind to receive care in your home, in an assisted live facility of your choice or in a nursing home if you desire. Long term care also helps to protect your assets from needing to be spent down giving you more financial flexibility and freedom for you and your loved ones. I will help you evaluate the many types of plans out there and determine the right one for you and your needs.